Wednesday, 4 September 2013

Energy Journal: Investors to Big Oil: We Need to Talk

Now the Big Oil earnings season has been and gone, serious questions are being asked about whether the future of exploration and production will involve the super majors in their current form.

The integrated oil business model is under pressure, writes The Wall Street Journal?s Liam Denning; investors are no longer convinced that scale and integration, the touchstones of the 1990s? consolidation drive, deliver value.

Source: http://blogs.wsj.com/marketbeat/2013/09/03/energy-journal-investors-to-big-oil-we-need-to-talk/?mod=WSJBlog

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Packers' roster is California-centric

Center Evan Dietrich-Smith likes to say that if you've had a salad or a leaf of lettuce on your burger today, it came from his hometown of Salinas, Calif. He said it produces 30 percent of the world's lettuce, cultivated from "a lot of rich farmers."

He says this as he walks through his Green Bay locker room, passing Jeremy Ross and David Bakhtiari, Jarrett Bush, Johnathan Franklin and Davon House, James Jones and Datone Jones, Clay Matthews and Aaron Rodgers.

They're about one-fifth of the Packers roster, and they aren't from rough Michigan and rugged Pennsylvania. They're not from one of the eight Division I football programs of Ohio.

They're all from California, and this year's class is a bumper crop.

"When I went to Florida to train, I met a lot of guys who swear it's the best," said Compton's Datone Jones, Green Bay's first-round draft pick. "I could easily argue that California is bigger. We have more high schools, which means there's more talent.

"Southern California is on a different level. There are probably 15 guys that I played with in high school that are in the NFL."

The state offers badminton, field hockey, lacrosse and water polo as high school sports. Many California boys turn out for baseball and soccer; there are so many fields and such great weather.

But football rules.

There were 102,505 high school football players in California last year - more than any other sport, and double that of soccer or baseball - according to the California Interscholastic Federation.

An additional 2,114 kids from small schools participated on eight-player teams. That means 104,619 boys suited up for California high school football a year ago, a nuber just shy of the population of Green Bay.

Little Big Time

The first time Franklin knew he was a big deal was in 1999. He was about 10 years old playing in a youth football game.

"The whole high school stadium at Crenshaw filled up," said the rookie running back from South Central Los Angeles. "It just gets you excited. It helps you understand how important this game of football is and it makes you fall in love with it that much more."

By the time he was playing against Crenshaw in the Dorsey-Crenshaw rivalry game, "the whole city shut down. There'd be police blocking streets. Everybody in the whole community came out," said Franklin.

Jones' had a similar experience. Even though basketball was the game of choice for so many of his peers, Compton High School had enough talent to field a strong football team every year. There was only one disadvantage.

"There were probably 27 kids on my team, so everyone had to play both ways," said Jones. "When we came up against a powerhouse team, we couldn't survive because they'd have 80 and they could rotate."

But you couldn't beat the atmosphere.

"The biggest crowd I think was my homecoming. We got roughly around 15,000 people," said Jones. "The stadium is a small stadium so they had to bring in extra stands on a semi truck."

Bakhtiari, the rookie who will start at left tackle - protecting Chico's own Aaron - when the Packers open the season Sunday at San Francisco. No big deal, right? Bakhtiari is from nearby Burlingame. He went to Junipero Serra High School, an all-boys Catholic school in San Mateo known for both its athletic program and academics. Alumni include Tom Brady, Lynn Swan and Barry Bonds.

Source: http://www.miamiherald.com/2013/09/04/3604689/packers-roster-is-california-centric.html

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Independent Insurance Adjuster - Sams & Associates - Announces Northern California Adjuster, Nat Sangha -

WEBWIRE ? Tuesday, September 03, 2013

Independent Insurance Adjuster - Sams & Associates
Announces Northern California Adjuster, Nat Sangha

Sacramento, California, September 3, 2013 - Sams & Associates Inc., the leader in providing quality, consistency and timeliness in independent claims handling, announces the addition of Nat Sangha as their new property adjuster in Northern California and surrounding areas.

Nat joined Sams & Associates in 2013.? He brings nearly 15 years of adjusting experience. While working for Farmers Insurance as a Senior Commercial Claims Representative he gained a vast knowledge in claims handling.? During this time, Nat had the opportunity to investigate first party claims for residential and commercial properties, set reserves in accordance with company policies and prepare building repair estimates using Xactimate and Symbility. Nat pursued his Bachelor of Science Degree in Business Administration from California State University, Fresno.

?Nat has the professionalism necessary to handle our claims and the personal touch our clients have come to know as Sams & Associates.? We are excited to have Nat on board and are looking forward to what he will continue to bring to the table as time goes on.? president, Don Sams, stated.

Nat Sangha, can be reached by phone at (559) 451-1428 or by email at nat.sangha@sams-assoc.com ??

About Sams & Associates:

Sams & Associates is a leading independent insurance adjusting firm serving California, Nevada, Arizona, Colorado, Oregon, Washington and Utah. With claims adjusters throughout the Western United States, Sams & Associates investigates, inspects and adjusts all types of commercial and residential property and liability claims. Sams & Associates has the required licensing and experienced staff for SIU insurance investigations and administration. For more information contact 800-566-7267 or on the web at http://www.sams-assoc.com.

Donald K. Sams
President
(800) 566-7267, 103
don.sams@sams-assoc.com

Corporate Contact:
Bob Lund, C.O.O.
(800) 566-7267, ext. 107
bob.lund@sams-assoc.com

Claims Contact:
Chet Davis, CEO
(800) 566-7267, ext. 104
chet.davis@sams-assoc.com

Sales & Marketing Contact:
Bobby Phillips, Business Development Manager
(800) 566-7267, ext. 101
bobby.phillips@sams-assoc.com ??
?


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Source: http://www.webwire.com/ViewPressRel.asp?aId=179630

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From tragedy to defending champs, Juarez Football team makes a comeback

by Angela Kocherga/ 11 News

khou.com

Posted on September 2, 2013 at 8:36 AM

Updated today at 11:03 AM

In Mexico where soccer dominates, students who play football are the underdogs but the Jaguares team has faced obstacles both on and off the field.?

Gunmen killed two players and injured several more as they celebrated a birthday in a notorious attack in Ciudad Juarez.?

Three years later players and parents have found a way to heal -- thanks to a team that has made a remarkable comeback

At a recent practice as players warmed up as thunder clouds loomed, two mother watched from the stands.

The women, ?Lupita Davila and Marisela Godoy Luna share a love for the team but they?re also?bound by that terrible night that changed their lives forever.

?I?ll never be able to forget the faces of so many mother?s covered in the blood of their children,? said.

Godoy recalling ?the night she rushed to the hospital after getting a frantic call from her son Rodrigo, 17.

It was January 30, 2010. Gunmen had attacked a birthday party killing 16 people and injuring a dozen more.

Many were student athletes. ?Investigators say the killers confused the double AA team with a rival gang known as the Doble AAs because of their name the Artistas Asesinos.

Godoy?s son Raul Parra was shot three times but he managed to drive of two of his teammates to the hospital including the team?s quarterback Juan Carlos Medrano.

Medrano died from his wounds during surgery.

Parra survived and is now studying nursing inspired by the caring medical staff that helped him return to the football field. He?s now the quarterback.

?It?s my family. We are all brothers.? All the mothers of my teammates are mothers to me,? said Parra.

One of those mothers is Davila whose son Rodrigo was the second player killed in the birthday party attack.? Davila and her husband still attend every game and are the team?s biggest supporters.

?It?s like having him here with us,? said Davila of her time spent with her son?s team. ?I am especially excited to see the youngest players.?

There are Jaguares teams from pee wee to the college level ?which is dubbed ?Big Black? because of the player?s black and yellow jerseys.

?Whether they win or lose, we?re here to motivate them? said Adrian Cadena, Rodrigo?s father.

He sees value in a sport that relies on teamwork.

?It builds character and discipline,? said Cadena.

Godoy, a single mother, believes her son?s team can help keep youth in school and out of trouble.

?Instead of grabbing a gun, we want them to grab a football,? said Godoy.

The players are also required to volunteer ?in the community. Recently they planted 70 trees at a center for people with psychiatric problems.

In addition to community service and school work, many players also hold down jobs so practice begins at 9pm. ?The college level players share a practice field with high school soccer teams.

They rely on hand me downs for equipment including shoulder pads and helmets from high schools across the border in El Paso.

Even with old equipment, the Juarez team managed to take on much wealthier Tec de Monterrey ?in the regional championship in May -- on mother?s day.

?We have 30 players and 29 were injured.? said Pedro Daniel Gallegos, 25, the Jaguares coach.

At halftime the team was losing 17-30 but came back to win the game.

?The satisfaction was indescribable,? said ?Gallegos who does not get paid to coach the team and instead volunteers.

The first game of the season is in two weeks in Chihuahua and the players and their working class parents are trying to raise money so the team can travel. ??

?As the defending champs prepare for what they hope will be another winning season, Parra, the quarterback tosses a pass at practice in the shadow of a memorial with two busts of his fallen teammates and friends.

?Every game we play is in their memory.?

?

Source: http://www.khou.com/news/texas-news/After-tragedy-Juarez-Football-team-rallies-for-a-comeback---221868031.html

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Camera Full HD for android download free [NEW APP]

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Swiss banks say they're sorry for assisting tax cheats

banks

7 hours ago

Switzerland's banks on Tuesday issued an unusually direct apology for their role in helping tax cheats, following a landmark settlement with U.S. authorities which could threaten the existence of some firms.?

The banks do not know the ultimate cost of a government settlement to a long-running U.S. drive to pierce the veil of Swiss bank secrecy. They have until the end of this year to come forward over tax evasion by their U.S. customers, under a deal struck with U.S. investigators to allow some banks to pay fines to avert prosecution.?

"It was not because we lacked skills and knowledge that we found ourselves in these unfortunate situations. It was because we acted wrongly and we displayed wrong conduct," Swiss bankers association chairman Patrick Odier told a news conference on Tuesday.?

"I regret this all the more because we have damaged the reputation of the entire Swiss financial center."?

The apology is the strongest wording yet from a representative of Swiss private banking, which has been buffeted by massive pressure on banking secrecy and various investigations of its banks from U.S. and European officials.?

Odier said Swiss regulators had assured him that the Swiss banking industry can shoulder the fines attached to the U.S. settlement. Nevertheless, the deal may jeopardize the existence of Swiss banks that focused on attracting wealthy Americans and helping them hide their funds in offshore accounts to escape detection by tax officials.?

"There may be a few exceptions: banks which concentrated too much on these business activities may run into difficulties."?

The lobby has consistently advocated settling the issue by making amends. But many banks were taken aback at fines which, in proportion to their size, could dwarf the $780 million paid by UBS in 2009 to settle a similar investigation.?

Switzerland's oldest bank, Wegelin & Co, shut its doors permanently after more than 2 1/2 centuries following its guilty plea to conspiracy over tax evasion. The bank was later sentenced to pay $58 million.?

The U.S. deal will apply to about 100 second-tier Swiss banks. They could have to disclose some previously hidden information and face penalties of up to 50 percent of assets they managed on behalf of wealthy Americans.?

But the settlement does not cover banks already under U.S. criminal investigation, including some of Switzerland's biggest banks such as Credit Suisse and Julius Baer.?

Copyright 2013 Thomson Reuters.

Source: http://feeds.nbcnews.com/c/35002/f/663286/s/30bdb893/sc/2/l/0L0Snbcnews0N0Cbusiness0Cswiss0Ebanks0Esay0Etheyre0Esorry0Eassisting0Etax0Echeats0E8C110A620A55/story01.htm

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Can?t Wait for the iPhone 5S? Get the Look With a Gold Case

Rumor has it that the next-gen iPhone will be offered in gold ? plus there?s some supposedly leaked pics.

We say, why not go ahead of the curve by dressing up your iPhone 5 with a gold case? That way, if the reports are true, you?ll already be right on trend when the new handset is released. Genius, right?

Take a look through our gallery of 10 ways to gild your Apple handset.

Would you want a gold iPhone? Have your say in the comments section below.

Image: ALPIDECALS/Etsy

Source: http://iphoneza.co.za/cant-wait-for-the-iphone-5s-get-the-look-with-a-gold-case-2/

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